Recently Funded Hard Money Loan in Agoura Hills: $175,000 @ 10.00%, 2nd TD, Cash-Out, Single Family Residence, 39.93% CLTV

Successful Mortgage Vintage repeat borrowers and on-time payers sought a small cash-out 2nd TD on this owner occupied SFR in Agoura Hills.  Borrowers are highly experienced real estate agents specializing in high end residential estate properties in the Malibu area with several multi-million dollar listings.  Borrowers are seeking a loan to invest into their real…

Done Deal! Hard Money Loan in Los Angeles: $352,000 @ 11.99%, 1st TD, Single Family Residence, Cash-Out, 56.17% CLTV

Successful business owner sought a $352,000 business purpose 2nd Trust Deed loan on this non-owner-occupied investment SFR in the Hollywood Hills of Los Angeles, CA. The borrower lives in Miami, Florida and will use the funds to finish cosmetic upgrades on this home so that he can sell the property in 3-6 months for maximum…

Recently Funded Hard Money Loan in Riverside: $193,000 @ 13.25%, 2nd TD, Single Family Residence, Cash-Out, 60.00% CLTV

Successful business owner and general contractor sought a business purpose, cash-out 2nd TD on this owner occupied SFR in Riverside, CA.  Proceeds from our loan will be invested back into the borrower’s construction business, Quest Construction Builders & Contractors. Quest has seen increased growth since its inception and our loan proceeds will help expand and keep up…

Recent Hard Money Transaction in Miranda: $931,000 @ 13.75%, 1st TD, Single Family Residence, Cash-Out, 49.00% LTV

Successful, repeat Mortgage Vintage borrowers, real estate investors and business owners sought a 1st TD business purpose cash out refinance loan on this mixed-use investment property in Miranda, Humboldt County, CA. The funds from this loan will be used to pay off a current and in good standing 1st $460K and a $250K 2nd TD (held by…

Closed! Hard Money Commercial Purchase in Fullerton: $1,570,000 @ 10.00%, 1st TD, 52.33% LTV

Very successful business owner and real estate investor is seeking a 1st Trust Deed to purchase this owner-occupied, industrial building in Fullerton, Orange County, CA. Mortgage Vintage facilitated the Seller’s purchase loan on this property 3 years ago. This loan will be replacing Mortgage Vintage’s existing and in good standing 1st Trust Deed with this new…

Recently Funded Hard Money Construction Loan in Chula Vista: $1,065,000 @ 11.00%, 1st TD, Land, 62.65% LTV

Very successful and experienced real estate investor of 20 + years, developer and President-Owner of privately held real estate acquisition, redevelopment and investment management company sought a 1st Trust Deed to build two SFRs on these two adjacent land parcels in Chula Vista, San Diego County, CA. Borrower had invested $520,000 “skin in the game” to…

Done Deal! Hard Money ADU Construction Loan in Los Angeles: $435,000 @ 12.25%, Duplex, 64.20% CLTV

Borrower is an Attorney and Partner at AALRR law firm in Pasadena, CA Borrower earns estimated $289K annual income from law practice. Borrower also had approx. $489K liquid assets which include $354K in retirement accounts. Borrower projects $34,800 monthly rental income from this sought after “Mid-Wilshire” location Four-Plex investment property when Two ADUs expansion completed.…

Closed! Hard Money Loan in Dana Point: $200,000 @ 11.00%, 2nd TD, Cash-Out, SFR, 45.63% CLTV

Successful repeat Mortgage Vintage borrowers sought a $200k business purpose 2nd Trust Deed loan on this non-owner-occupied investment rental SFR in Dana Point, Orange County, CA. The use of funds from our new loan will be applied towards minor upgrades to subject property as well as other investment properties borrowers own. Borrowers’ existing and in…

Closed! Hard Money Purchase in Adelanto: $456,000 @ 14.50%, 1st TD, Land, 15.00% LTV

Successful, repeat Mortgage Vintage borrower and business owner, operator and real estate owner of “Stay Elevated LA” cannabis brand and existing cultivation center in Van Nuys, Los Angeles sought a 1st Trust Deed business purpose cash out loan on this entitled land in Adelanto, San Bernardino County, CA. Borrower’s “skin in the game” to date on…

Recently Funded Hard Money Commercial Purchase in Fullerton: $1,946,700 @ 10.50%, 1st TD, 64.93% LTV

Very successful real estate investor and business owner of 45 years sougth a 1st Trust Deed to purchase this owner-occupied, industrial building in Fullerton, Orange County, CA. In addition to our loan, borrower is bringing in $1,290,000 “skin in the game” cash to close towards purchase. Investor Equity Protection on this new loan is $1,051,250. The…

Done Deal! Hard Money Loan in Dana Point: $3,000,000 @ 10.25%, 2nd TD, SFR, Cash-Out, 31.58% CLTV

Successful Mortgage Vintage borrower, long time successful business owners (Burger Busters, Inc.), burgerbusters.com, with a 740 credit score is seeking a cash-out business purpose 2nd TD on this owner occupied ocean front property located in the ocean side community of Monarch Bay in Dana Point. The funds will be used to invest into the Borrower’s BurgerBusters…

Closed! Hard Money Land Loan in Apple Valley: $596,000 @ 13.50%, 1st TD, Cash-Out, 80.00% LTV

3x Successful Mortgage Vintage borrowers and 30+ years experienced residential developers sought a 1st TD loan to finish development on this “pre-sold”, SFR property in Apple Valley, San Bernardino County, CA. Borrowers own “Evergreen Homes, LLC” Evergreen Homes (evergreenhomesca.com). Borrowers have already built and sold 55+ SFRs similar to this subject property in this same…

2022 Metrics that Matter

Inflation, interest rates, and commodity prices came roaring back in 2022 and caused market turmoil in many asset classes.  Inflation peaked mid-year in the US at circa 9%, housing and food prices rose strongly, and many Wall St. instruments dropped precipitously.  Despite volatility in these capital markets, Trust Deed Portfolios continued to generate consistent results,…

Done Deal! Hard Money Blanket Loan in Indio: $331,500 @ 10.50%, 1st TD, Cash-Out, LTV 65.00%

Successful, existing Mortgage Vintage Inc. borrower and experienced real estate investor sought a blanket 1st TD business purpose cash out loan on these two non-owner occupied condo rental properties in Indio, Riverside County, CA. The funds from this loan will be used to refinance both investment properties in order to get funds to make minor…

Closed! Hard Money Loan in Irvine: $620,000 @ 10.25%, 2nd TD, Condo, Cash-Out, CLTV 65.23%

Real estate investor sought a cash-out 2nd TD of this non-owner occupied Condo in Orange County.  Proceeds from this loan will be used to payoff two business purpose loans and invest back into the property. Our subject property is a beautiful two-story condominium located in Irvine in the Woodbridge neighborhood of Irvine.  The property is…

Recently Funded Hard Money Purchase in Needles: $48,300 @ 11.00%, 1st TD, SFR, 70.00% LTV

Successful, existing, and repeat Mortgage Vintage borrower who is a very experienced “fix & flip” real estate investor is seeking a small 1st TD Purchase Loan on this non-owner occupied, SFR investment property in Needles, San Bernardino County, CA. Borrower is bringing in $32K “skin in the game” cash to close towards this small $69K SFR…

Recently Funded Hard Money Loan in Santa Paula: $550,000 @ 9.50%, 1st TD, Cash-Out, 22.00% LTV

Successful real estate investors and business owners sought a business purpose cash-out 1st TD on this free and clear, owner-occupied property to finish rehab on a restaurant they are opening in Summer 2023. The borrowers currently own several investment properties and also own and operate Calabasas Pet Wash. Their next business venture will be called…

Done Deal! Hard Money Loan in Lucerne Valley: $2,200,000 @ 15.00%, 1st TD, Cash-Out, Land, 20.00% LTV

Successful real estate investor and business owner sought a 1st Trust Deed refinance with Funds Control on these two tentatively entitled residential parcels totaling 244.67 acres known as “Wilshire Road”. These two parcels are portions of the Phase 1 residential development of the much larger 1,375 acres approved “Rancho Lucerne Master Plan” development in Lucerne Valley,…

Recently Funded Hard Money Loan in Mission Viejo: $113,000 @ 9.50%, 2nd TD, Cash-Out, SFR, 39.56% CLTV

Business owner sought a cash-out 2nd TD of this owner occupied SFR in Orange County.  Proceeds from this loan will be invested back into the borrower’s financial advisory business (https://www.thurmondfinancial.com/). Our subject property is a beautiful two-story SFR located in a gate community in Mission Viejo and sits on a 6,000 sqft lot.  The subject was…

Closed! Hard Money Loan in Oceanside: $115,000 @ 9.50%, 2nd TD, Cash-Out, SFR, 41.52% CLTV

Successful business owners sought a $115,000 Trust Deed cash-out on this beautiful owner occupied SFR in Oceanside, San Diego County, CA. The loan proceeds will be put towards the borrower’s business, JavaTech Pros, which has seen a large increase in growth and demand. They plan purchase larger shop space, hire more employees, and purchase more…

Recent Transaction in Winchester: $123,750 @ 11.00%, 2nd TD, Cash-Out, SFR, 65.00% CLTV

Successful business owner sought a $123,750 2nd Trust Deed cash-out on this beautiful owner-occupied SFR in Winchester, Riverside County, CA. The loan proceeds will be put towards the borrower’s business, Kim’s Cleaning Services, LLC., which has seen much expansion over the past year. She plans to purchase more equipment and do more marketing to maximize revenue.…