Encino hard money loan

COMPLETED! HARD MONEY LOAN IN ENCINO: $2,300,000 @15.00%, 2ND TD, INVESTMENT PROPERTY, SFR, 60.20% CLTV

Loan Purpose Mortgage Vintage funded a $2,300,000 second trust deed cash-out refinance secured by a non-owner-occupied single-family residence in the prestigious gated Royal Oaks Colony community in Encino, Los Angeles County, California. The borrower, a long-established Southern California endodontist with nearly five decades of professional practice, sought this business-purpose loan to retire an existing second…

Palm Desert hard money loan

COMPLETED! HARD MONEY LOAN IN PALM DESERT: $737,000 @10.50%, 1ST TD, CASH OUT, COMMERCIAL, 55.00% LTV

Loan Purpose Mortgage Vintage funded a $737,000 first trust deed cash-out loan on a free-and-clear commercial investment property located just two blocks from the world-famous El Paseo shopping district in Palm Desert, California, directly on high-traffic Highway 111. The borrower, a highly successful entrepreneur and seasoned real estate investor with a documented net worth of…

Hawthorne multifamily loan

COMPLETED! HARD MONEY LOAN IN HAWTHORNE: $128,000 @13.75%, 2ND TD, CASH-OUT REFI, 4-PLEX MULTIFAMILY, 64.95% CLTV

Loan Purpose Mortgage Vintage funded a $128,000 business-purpose cash-out refinance secured by a fourplex multifamily property in Hawthorne, Los Angeles County, California. The borrower, an owner-occupant residing in one of the four units, sought a second trust deed to retire a small existing junior lien, fund minor improvements to the three occupied rental units, and…

Montecito hard money loan

COMPLETED! HARD MONEY LOAN IN MONTECITO: $3,300,000 @13.50%, 2ND TD, CASH OUT, SFR, 56.85% CLTV

Loan Purpose Mortgage Vintage successfully funded a $3,300,000 business-purpose cash-out second trust deed loan secured by a privately gated luxury estate in Montecito, Santa Barbara County, California. The borrowers were established high-net-worth individuals with strong credit profiles — FICO scores of 781 and 743 — who held approximately $7.18 million in a major wealth management…

Los Angeles duplex loan

COMPLETED! HARD MONEY LOAN IN LOS ANGELES: $100,000 @ 12.00%, 2ND TD, CASH-OUT REFI, SFR, 51.57% CLTV

Loan Purpose Mortgage Vintage successfully funded a $100,000 business-purpose second trust deed secured by an owner-occupied duplex in the Koreatown/Mid-Wilshire corridor of Los Angeles, California. The long-time property owner, who had held the property for more than 33 years, sought a cash-out refinance to deploy capital toward business-purpose investment activities, including supporting growth initiatives, branding…

Inglewood hard money loan

COMPLETED! HARD MONEY LOAN IN INGLEWOOD: $525,000 @10.25%, 1ST TD, CASH-OUT REFI, SFR, 62.50% LTV

Loan Purpose Mortgage Vintage funded a $525,000 business-purpose cash-out refinance secured by a recently renovated single-family residence in Inglewood, Los Angeles County, California. The loan was structured as a first trust deed and was used to retire an existing first trust deed balance, provide working capital, and support the borrower’s ongoing real estate investment activities.…

Century City condo loan

COMPLETED! HARD MONEY LOAN IN CENTURY CITY: $400,000 @10.99%, 1ST TD, INVESTMENT PROPERTY, CONDO, 58.82% CLTV

Loan Purpose Mortgage Vintage successfully funded a $400,000 business-purpose cash-out loan secured by a first trust deed on a luxury condominium located in the prestigious Century Park East community of Century City, Los Angeles County, California. The borrower had recently acquired the property and sought financing to support business-purpose investment activities while completing an extensive…

San Diego ADU loan

COMPLETED! HARD MONEY LOAN IN SAN DIEGO: $735,000 @11.50%, 2ND TD, ADU CONSTRUCTION, MULTIFAMILY, 56.72% CLTV

Loan Purpose Mortgage Vintage funded a $735,000 business-purpose second trust deed loan secured by an owner-occupied multifamily triplex property in the North Park neighborhood of San Diego, California. The loan proceeds were used to complete construction of four permitted accessory dwelling units and required solar improvements at the existing triplex, expanding the property from a…

Closed! Hard Money Loan in Long Beach: $747,500 @11.00%1st TD, Refinance, SFR, 63.60% CLTV

Loan Summary:  Real estate investor sought a business purpose 1st TD on this non-owner occupied, fully renovated single-family ranch-style residence located in the desirable El Dorado neighborhood of Long Beach, California. The purpose of this loan is to pay off a $773,000 1st TD. The borrower purchased the property as an investment fix-and-flip project and has invested…

Fountain Valley loan

COMPLETED! HARD MONEY LOAN IN FOUNTAIN VALLEY: $180,000 @12.25%, 2ND TD, INVESTMENT PROPERTY, SFR, 65.00% CLTV

Loan Purpose Mortgage Vintage funded a $180,000 business-purpose cash-out second trust deed on a non-owner-occupied single-family residence in Fountain Valley, Orange County, California. The borrower sought this business-purpose cash-out loan to finance property improvement activities designed to increase the home’s marketability and resale value ahead of a planned fix-and-flip sale. The borrower had acquired the…

Done Deal! Hard Money Loan in Yuba City: $1,277,500 @11.50%, 1st TD, Cash-Out Refinance, SFR, 57.46% CLTV

Loan Summary Real estate investor and business owner borrower sought a 1st TD business purpose cash out refinance loan on this beautiful contemporary investment estate with a two story SFR and a walnut orchard hobby farm in Yuba City, Sutter County, CA. The purpose of this loan is to consolidate current and in good standing 1st and…

Beverly Grove West Hollywood loan

COMPLETED! HARD MONEY LOAN IN BEVERLY GROVE / WEST HOLLYWOOD: $1,950,000 @12.00%, 1ST TD, ADU CONSTRUCTION, SFR+ADU, 65.00% LTV

Loan Purpose Mortgage Vintage successfully funded a $1,950,000 business-purpose first trust deed on a non-owner-occupied Spanish-style single-family residence with a detached accessory dwelling unit (ADU) situated in the Beverly Grove / West Hollywood neighborhood of Los Angeles, California. The Beverly Grove West Hollywood loan was structured as a rate-and-term refinance combined with a funds control…

Alhambra hard money loan

COMPLETED! HARD MONEY LOAN IN ALHAMBRA: $1,105,000 @10.00%, 1ST TD, CASH-OUT REFI, SFR, 65% CLTV

Loan Purpose Mortgage Vintage successfully funded a $1,105,000 business-purpose cash-out refinance secured by a first trust deed on a non-owner occupied single-family residence in Alhambra, Los Angeles County, California. The borrower, an experienced real estate investor with a 687 FICO score and approximately $400,000 in verified cash reserves, used the proceeds to retire an existing…

El Dorado Hills commercial loan

COMPLETED! HARD MONEY LOAN IN EL DORADO HILLS: $200,000 @14.00%, 2ND TD, INVESTMENT PROPERTY, OFFICE, 59.84% CLTV

Loan Purpose Mortgage Vintage successfully funded a $200,000 second trust deed business-purpose cash-out bridge loan secured by a non-owner-occupied, two-story multi-tenant commercial office and retail property located in an established business corridor in El Dorado Hills, California. The borrower sought this El Dorado Hills commercial loan to support general working capital, maintain portfolio reserves, cover…

Pacifica oceanfront loan

COMPLETED! HARD MONEY LOAN IN PACIFICA: $500,000 @13%, 1ST, CASH-OUT, LAND, 25% CLTV

Loan Purpose Mortgage Vintage successfully funded a $500,000 first trust deed for an experienced real estate developer seeking temporary liquidity for business-purpose investment activities. The borrower, who had over 40 years of experience in residential, commercial, hospitality, and mixed-use developments, required cash-out financing while completing entitlement approvals and preparing for permanent development financing. The borrower…

Santa Fe Springs loan

COMPLETED! HARD MONEY LOAN IN SANTA FE SPRINGS: $120,000 @13.50%, 2nd, Cash Out, SFR, 62.67% CLTV

Loan Purpose Mortgage Vintage successfully funded a $120,000 business-purpose cash-out bridge loan secured by a second trust deed on a single-family residence in Santa Fe Springs, California. The mother and daughter co-borrowers utilized the loan proceeds for business-purpose working capital and equipment to support their telecommunications supply business operations. This business-purpose cash-out financing was structured…

COMPLETED! HARD MONEY LOAN IN LONG BEACH: $747,500 @11.00%, 1ST, INVESTMENT PROPERTY, SFR, 63.60% CLTV

Loan Purpose Mortgage Vintage successfully funded a $747,500 rate and term refinance for a real estate investor on their non-owner occupied single-family property in Long Beach’s desirable El Dorado neighborhood. The borrower utilized the loan to pay off an existing $773,000 first trust deed while bringing $80,000 cash to closing. This investment property had been…

COMPLETED! HARD MONEY LOAN IN HACIENDA HEIGHTS: $220,000 @12.50%, 2nd, Cash-Out, SFR, 29.31% CLTV

Loan Purpose Mortgage Vintage successfully funded a $220,000 business-purpose cash-out loan secured by a second trust deed on a single-family residence in Hacienda Heights, California. The borrower utilized the loan proceeds for business-purpose investment activities. The loan was structured as business-purpose financing and was fully collateralized by the subject property, providing liquidity for the borrower’s…

Recently Funded! Hard Money Loan in Pasadena: $900,000 @12.00%, 2nd TD, Cash-Out, SFR, 56.21% CLTV

Loan Summary Borrower and real estate investor sought a 2nd TD business-purpose cash-out loan secured by a recently updated, Colonial-style, owner-occupied single-family residence located in a prime Pasadena neighborhood in Los Angeles County, CA. The subject property is a large estate home in a high-demand luxury submarket. Loan proceeds will be used as working capital…

Closed! Hard Money Loan in Los Angeles: $370,000 @13.00%, 2nd TD, Cash-Out, SFR, 45.92% CLTV

Loan Summary Borrower is a seasoned construction professional with over 20 years of experience as a construction project manager, with a track record of successfully managing residential ground-up builds. Borrower owned this subject property “free and clear” for many years located in the Glassell Park area of Northeast Los Angeles, a transitioning neighborhood with a…

Done Deal! Hard Money Loan in Los Angeles: $455,000 @10.00%, 1st TD, Purchase, SFR, 64.54% CLTV

Loan Purpose The borrower sought a $455,000 business-purpose acquisition 1st TD loan to purchase a Non-Owner-Occupied single-family residence in Los Angeles.  The borrower is a successful real estate investor and owner.  The new owners signed the Purchase Agreement for $520,000 in February 2026 and released their $15,000 earnest money deposit to the Property Owner.  The…

Recently Funded! Hard Money Loan in Orange: $150,000 @11.00%, 2nd TD, Cash-Out, SFR,58.38% CLTV

Loan Purpose The borrower sought a business-purpose cash-out loan secured by a non-owner occupied single-family residence. Proceeds from the new second trust deed is intended to support the development of an Accessory Dwelling Unit (ADU) on the property. Based on the valuation commentary, the property’s lot configuration and surrounding rental demand—particularly from nearby Chapman University—support…

Closed! Hard Money Loan in San Diego: $700,000 @11.75%, 2nd TD, Cash-Out, SFR + ADU, 52.11% CLTV

Loan Summary Borrowers and real estate developers sought a 2nd TD business purpose cash out on this owner occupied high-end, contemporary SFR + ADU with city, canyon and hillside views located in the desirable “Mission Hills” neighborhood of San Diego, CA. Loan proceeds will be used to support interim cash flow needs for an 80-unit mixed-use…

Done Deal! Hard Money Loan in Los Angeles: $500,000 @12.50%, 2nd TD, Cash-Out-Refinance, Condo, 58.26% CLTV

Loan Summary  Borrower sought a 2nd TD business purpose cash out refinance on this owner occupied condo in the “Faubourg St. Denis” luxury boutique 22-unit condo complex in the highly desirable Hancock Park / Mid-Wilshire / Beverly Hills area of Los Angeles. The loan proceeds will be used to pay off an existing and in good…

Recently Funded! Hard Money Loan in Los Angeles: $507,000 @11.00%, 1st TD, Cash-Out, SFR, 62.93% CLTV

Loan Purpose Refinance and consolidate existing debt secured by 1820 W. Martin Luther King Jr. Blvd. Business-purpose cash-out loan structured as non-owner occupied Loan proceeds primarily used to pay off existing first and second liens Limited net cash to borrower after payoff, fees, and prepaid interest Structured as a short-term bridge rather than a construction…

Closed! Hard Money Loan in Woodside: $1,800,000 @13.50%, 2nd TD, Cash-Out-Refinance, SFR, 52.50% CLTV

The borrower is a seasoned technology executive who previously served as Senior Vice President and held senior leadership roles at Dell. The loan request is a 2nd TD business purpose loan on a owner-occupied SFR estate property located in Woodside, California, one of the most prestigious and supply-constrained residential markets in Silicon Valley. The property has…

Recently Funded! Hard Money Loan in Santa Rosa: $747,500 @11.50%, 1st TD, Cash-Out, SFR, 65.00% CLTV

Business owner sought a 1st Trust Deed business-purpose cash-out loan on a free-and-clear, non-owner-occupied newly constructed barn-style residence estate designed for weddings and entertainment events in the wine country of Santa Rosa, Sonoma County, CA. The property currently has no existing debt. Loan proceeds will be used to buy out the borrower’s partner from the…