Whittier investment loan

COMPLETED! HARD MONEY LOAN IN WHITTIER: $200,000 @9.00%, 1ST TD, INVESTMENT PROPERTY, SFR, 22.73% CLTV

Borrowers, Brokers, Investors, Recent Transactions, WhittierLeave a comment

Loan Purpose Mortgage Vintage successfully funded a $200,000 business-purpose cash-out refinance secured by a first trust deed on a non-owner-occupied single-family residence in Whittier, CA. The borrower sought this business-purpose cash-out loan to fund a comprehensive set of property improvements including plumbing, roofing, flooring, interior and exterior painting, termite treatment, kitchen and bathroom repairs, window…

Lynwood loan

COMPLETED! HARD MONEY LOAN IN LYNWOOD: $150,000 @12.50%, 2ND TD, CASH-OUT REFI, MULTI-FAMILY, 18.37% CLTV

Borrowers, Brokers, Investors, Lynwood, Recent TransactionsLeave a comment

Loan Purpose Mortgage Vintage funded a $150,000 business-purpose cash-out refinance secured by a non-owner-occupied four-unit residential property in Lynwood, California. The borrower leveraged the substantial equity in this fully leased quadruplex to access capital for business-purpose investment activities, with the stated goal of expanding and diversifying a broader real estate portfolio while strengthening overall cash…

Joshua Tree loan

COMPLETED! HARD MONEY LOAN IN JOSHUA TREE: $165,000 @10.50%, 1ST TD, CASH-OUT REFI, SFR, 64.71% LTV

Borrowers, Brokers, Investors, Joshua Tree, Recent TransactionsLeave a comment

Loan Purpose Mortgage Vintage funded a $165,000 business-purpose cash-out refinance secured by a single-family residence in Joshua Tree, California. The borrower, a licensed general contractor, used the loan proceeds to retire an existing first deed of trust, satisfy outstanding property taxes and a judgment lien, and generate cash out to support ongoing business-purpose investment activities…

Corona land loan

COMPLETED! HARD MONEY LOAN IN CORONA: $180,000 @12.50%, 1ST TD, BLANKET, LAND, 53.68% CLTV

Borrowers, Brokers, Corona, Investors, Recent TransactionsLeave a comment

Loan Purpose Mortgage Vintage funded a $180,000 business-purpose cash-out refinance structured as a blanket first trust deed secured by two Southern California properties: a vacant, multifamily-designated land parcel in San Bernardino County and a residential property with an ADU in Corona, CA. The borrowers, who had previously worked successfully with Mortgage Vintage, sought proceeds to…

Barstow multifamily loan

COMPLETED! HARD MONEY LOAN IN BARSTOW: $374,000 @10.50%, 1ST TD, INVESTMENT PROPERTY, MULTI-FAMILY 7-UNITS, 69.91% CLTV

Barstow, Borrowers, Brokers, Investors, Recent TransactionsLeave a comment

Loan Purpose Mortgage Vintage successfully funded a $374,000 first trust deed purchase loan secured by a 7-unit residential income property in Barstow, California. The borrower, who carried a 733 FICO score, acquired the property under a contract price of $535,000 — a figure that aligned precisely with the appraiser’s concluded as-is market value as of…

San Diego multifamily loan

COMPLETED! HARD MONEY LOAN IN SAN DIEGO: $1,980,000 @11.50%, 1ST TD, CONSTRUCTION, MULTI FAMILY, 65.13% CLTV

Borrowers, Brokers, Investors, Recent Transactions, San DiegoLeave a comment

Loan Purpose Mortgage Vintage funded a $1,980,000 first trust deed construction refinance with funds control on an 8-unit multifamily investment property located in the established Logan Heights neighborhood of San Diego, California, just southeast of Downtown San Diego with convenient access to I-5 and I-805. This San Diego multifamily loan retired an existing first trust…

Irvine condo loan

COMPLETED! HARD MONEY LOAN IN IRVINE: $265,000 @12.99%, 1ST TD, INVESTMENT PROPERTY, CONDO, 63.86% CLTV

Borrowers, Brokers, Investors, Irvine, Recent Transactions

Loan Purpose Mortgage Vintage funded a $265,000 business-purpose cash-out refinance secured by a non-owner-occupied condominium in Irvine, California. The borrower, a 721-FICO investment property owner, sought the loan to bring delinquent property taxes and HOA obligations current while directing remaining proceeds toward business-purpose investment activities. The property was held as a rental investment generating approximately…

Poway hard money loan

COMPLETED! HARD MONEY LOAN IN POWAY: $425,000 @ 12.00%, 2ND TD, CASH-OUT REFI, SFR, 59.66% CLTV

Borrowers, Brokers, Investors, Poway, Recent Transactions

Loan Purpose Mortgage Vintage funded a $425,000 business-purpose cash-out refinance secured by an owner-occupied single-family residence in Poway, San Diego County, California. The borrower, a self-employed professional and business owner who had occupied the property for approximately 35 years, sought this Poway hard money loan to address working capital needs for an established professional services…

San Pedro commercial loan

COMPLETED! HARD MONEY LOAN IN SAN PEDRO: $735,000 @14.50%, 2ND TD, RATE & TERM REFINANCE, COMMERCIAL, 64.14% CLTV

Borrowers, Brokers, Investors, Recent Transactions, San Pedro

Loan Purpose Mortgage Vintage successfully funded a $735,000 second trust deed secured by a licensed 72-bed Adult Residential Facility located at 2300 South Pacific Avenue in San Pedro, California. This was a business-purpose rate and term refinance with no cash out to the borrower. Loan proceeds were used to pay off an existing maturing first…

Placerville mixed use loan

COMPLETED! HARD MONEY LOAN IN PLACERVILLE: $530,000 @11.50%, 1ST TD, CASH-OUT REFI, MIXED USE, 54.64% LTV

Borrowers, Brokers, Investors, Placerville, Recent Transactions

Loan Purpose Mortgage Vintage funded a $530,000 business-purpose cash-out refinance secured by a mixed-use commercial property in Placerville, El Dorado County, California. The borrower, a high-income professional with reported annual earnings of $400,000, acquired the investment property in 2023 for $500,000 with $100,000 down and subsequently invested approximately $200,000 in property improvements. The primary purpose…

Yorba Linda bridge loan

COMPLETED! HARD MONEY LOAN IN YORBA LINDA: $735,000 @9.00%, 1ST TD, RATE & TERM REFI, SFR, 53.58% LTV

Borrowers, Brokers, Investors, Recent Transactions, Yorba Linda

Loan Purpose Mortgage Vintage funded a $735,000 business-purpose rate and term refinance secured by an owner-occupied single-family residence on a desirable cul-de-sac in Yorba Linda, Orange County, California. The loan proceeds were used to retire an existing high-interest business loan, with no cash-out to the borrowers. The borrowers, who own and operate a catering business,…

San Diego mixed-use loan

COMPLETED! HARD MONEY LOAN IN SAN DIEGO: $1,200,000 @11.00%, 1ST TD, CASH-OUT REFINANCE, MIXED USE, 64.86% LTV

Borrowers, Brokers, Investors, Recent Transactions, San Diego

Loan Purpose Mortgage Vintage funded a $1,200,000 first trust deed cash-out refinance secured by a fully occupied mixed-use commercial and residential investment property in the Lincoln Park area of San Diego, California. The borrower, a real estate investor and business owner, used the loan proceeds to retire an existing first trust deed of $765,000 that…

Temecula blanket loan

COMPLETED! HARD MONEY LOAN IN TEMECULA & PICO RIVERA: $386,000 @13.00%, 2ND TD, NOO INVESTMENT, SFR (BLANKET), 60.04% CLTV

Borrowers, Brokers, Investors, Recent Transactions, Temecula & Pico Rivera

Loan Purpose Mortgage Vintage successfully funded a $386,000 blanket 2nd Trust Deed as a rate and term refinance — no cash out — secured by two non-owner-occupied investment single-family residences located in Temecula, Riverside County and Pico Rivera, Los Angeles County, California. The purpose of this loan was to retire an existing, performing 2nd TD…

Los Angeles blanket loan

COMPLETED! HARD MONEY LOAN IN LOS ANGELES: $334,640 @12.00%, 2ND TD, BLANKET, MULTI-FAMILY, 59.00% CLTV

Borrowers, Brokers, Investors, Los Angeles, Recent Transactions

Loan Purpose Mortgage Vintage successfully funded a blanket second trust deed cash-out loan totaling $334,640, secured by three non-owner-occupied duplexes in Los Angeles, California. The borrower, an experienced real estate investor and repeat Mortgage Vintage client, used the loan proceeds to support business-purpose investment activities within an existing real estate portfolio. The loan was originated…

Los Angeles land loan

COMPLETED! HARD MONEY LOAN IN LOS ANGELES: $850,000 @ 9.25%, 1ST TD, LAND, 8.50% LTV

Borrowers, Brokers, Investors, Los Angeles, Recent Transactions

Loan Purpose Mortgage Vintage funded an $850,000 first trust deed secured by three vacant land parcels in the Ladera Heights neighborhood of Los Angeles, California. The borrower, a returning Mortgage Vintage client with a proven track record, sought a business-purpose cash-out refinance to retire an existing first trust deed and redeploy equity into business-purpose investment…

Los Angeles construction loan

COMPLETED! HARD MONEY LOAN IN LOS ANGELES: $465,000 @11.00%, 1ST TD, CONSTRUCTION, SFR, 44.29% LTV

Borrowers, Brokers, Investors, Los Angeles, Recent Transactions

Loan Purpose Mortgage Vintage funded a $465,000 business-purpose construction loan secured by a single-family residence undergoing a substantial renovation and addition in Los Angeles, Los Angeles County, California. The borrowers, carrying strong FICO scores of 807 and 776, sought financing to support an active residential redevelopment project with clearly defined business-purpose investment objectives. Of the…

Sunland land loan

COMPLETED! HARD MONEY LOAN IN SUNLAND: $330,000 @14.00%, 1ST TD, CASH-OUT, RESIDENTIAL LAND, 30.00% LTV

Borrowers, Brokers, Investors, Recent Transactions, Sunland

Loan Purpose Mortgage Vintage funded a $330,000 first trust deed cash-out loan secured by two adjoining vacant residential land parcels in the Sunland neighborhood of Los Angeles County, California. The borrowers, who carried strong FICO scores of 793 and 644, used a portion of the loan proceeds to resolve a partnership interest through escrow, while…

Encino hard money loan

COMPLETED! HARD MONEY LOAN IN ENCINO: $2,300,000 @15.00%, 2ND TD, INVESTMENT PROPERTY, SFR, 60.20% CLTV

Borrowers, Brokers, Encino, Investors, Recent Transactions

Loan Purpose Mortgage Vintage funded a $2,300,000 second trust deed cash-out refinance secured by a non-owner-occupied single-family residence in the prestigious gated Royal Oaks Colony community in Encino, Los Angeles County, California. The borrower, a long-established Southern California endodontist with nearly five decades of professional practice, sought this business-purpose loan to retire an existing second…

Palm Desert hard money loan

COMPLETED! HARD MONEY LOAN IN PALM DESERT: $737,000 @10.50%, 1ST TD, CASH OUT, COMMERCIAL, 55.00% LTV

Borrowers, Brokers, Investors, Palm Desert, Recent Transactions

Loan Purpose Mortgage Vintage funded a $737,000 first trust deed cash-out loan on a free-and-clear commercial investment property located just two blocks from the world-famous El Paseo shopping district in Palm Desert, California, directly on high-traffic Highway 111. The borrower, a highly successful entrepreneur and seasoned real estate investor with a documented net worth of…

Hawthorne multifamily loan

COMPLETED! HARD MONEY LOAN IN HAWTHORNE: $128,000 @13.75%, 2ND TD, CASH-OUT REFI, 4-PLEX MULTIFAMILY, 64.95% CLTV

Borrowers, Brokers, Hawthorne, Investors, Recent Transactions

Loan Purpose Mortgage Vintage funded a $128,000 business-purpose cash-out refinance secured by a fourplex multifamily property in Hawthorne, Los Angeles County, California. The borrower, an owner-occupant residing in one of the four units, sought a second trust deed to retire a small existing junior lien, fund minor improvements to the three occupied rental units, and…

Montecito hard money loan

COMPLETED! HARD MONEY LOAN IN MONTECITO: $3,300,000 @13.50%, 2ND TD, CASH OUT, SFR, 56.85% CLTV

Borrowers, Brokers, Investors, Montecito, Recent Transactions

Loan Purpose Mortgage Vintage successfully funded a $3,300,000 business-purpose cash-out second trust deed loan secured by a privately gated luxury estate in Montecito, Santa Barbara County, California. The borrowers were established high-net-worth individuals with strong credit profiles — FICO scores of 781 and 743 — who held approximately $7.18 million in a major wealth management…

Los Angeles duplex loan

COMPLETED! HARD MONEY LOAN IN LOS ANGELES: $100,000 @ 12.00%, 2ND TD, CASH-OUT REFI, SFR, 51.57% CLTV

Borrowers, Brokers, Investors, Los Angeles, Recent Transactions

Loan Purpose Mortgage Vintage successfully funded a $100,000 business-purpose second trust deed secured by an owner-occupied duplex in the Koreatown/Mid-Wilshire corridor of Los Angeles, California. The long-time property owner, who had held the property for more than 33 years, sought a cash-out refinance to deploy capital toward business-purpose investment activities, including supporting growth initiatives, branding…

Inglewood hard money loan

COMPLETED! HARD MONEY LOAN IN INGLEWOOD: $525,000 @10.25%, 1ST TD, CASH-OUT REFI, SFR, 62.50% LTV

Borrowers, Brokers, Inglewood, Investors, Recent Transactions

Loan Purpose Mortgage Vintage funded a $525,000 business-purpose cash-out refinance secured by a recently renovated single-family residence in Inglewood, Los Angeles County, California. The loan was structured as a first trust deed and was used to retire an existing first trust deed balance, provide working capital, and support the borrower’s ongoing real estate investment activities.…

Century City condo loan

COMPLETED! HARD MONEY LOAN IN CENTURY CITY: $400,000 @10.99%, 1ST TD, INVESTMENT PROPERTY, CONDO, 58.82% CLTV

Borrowers, Brokers, Century City, Investors, Recent Transactions

Loan Purpose Mortgage Vintage successfully funded a $400,000 business-purpose cash-out loan secured by a first trust deed on a luxury condominium located in the prestigious Century Park East community of Century City, Los Angeles County, California. The borrower had recently acquired the property and sought financing to support business-purpose investment activities while completing an extensive…

San Diego ADU loan

COMPLETED! HARD MONEY LOAN IN SAN DIEGO: $735,000 @11.50%, 2ND TD, ADU CONSTRUCTION, MULTIFAMILY, 56.72% CLTV

Borrowers, Brokers, Investors, Recent Transactions, San Diego

Loan Purpose Mortgage Vintage funded a $735,000 business-purpose second trust deed loan secured by an owner-occupied multifamily triplex property in the North Park neighborhood of San Diego, California. The loan proceeds were used to complete construction of four permitted accessory dwelling units and required solar improvements at the existing triplex, expanding the property from a…

Closed! Hard Money Loan in Long Beach: $747,500 @11.00%1st TD, Refinance, SFR, 63.60% CLTV

Brokers, Long beach, Recent Transactions, Uncategorized

Loan Summary:  Real estate investor sought a business purpose 1st TD on this non-owner occupied, fully renovated single-family ranch-style residence located in the desirable El Dorado neighborhood of Long Beach, California. The purpose of this loan is to pay off a $773,000 1st TD. The borrower purchased the property as an investment fix-and-flip project and has invested…

Fountain Valley loan

COMPLETED! HARD MONEY LOAN IN FOUNTAIN VALLEY: $180,000 @12.25%, 2ND TD, INVESTMENT PROPERTY, SFR, 65.00% CLTV

Borrowers, Brokers, Fountain Valley, Investors, Recent Transactions

Loan Purpose Mortgage Vintage funded a $180,000 business-purpose cash-out second trust deed on a non-owner-occupied single-family residence in Fountain Valley, Orange County, California. The borrower sought this business-purpose cash-out loan to finance property improvement activities designed to increase the home’s marketability and resale value ahead of a planned fix-and-flip sale. The borrower had acquired the…

Done Deal! Hard Money Loan in Yuba City: $1,277,500 @11.50%, 1st TD, Cash-Out Refinance, SFR, 57.46% CLTV

Brokers, Recent Transactions, Yuba City

Loan Summary Real estate investor and business owner borrower sought a 1st TD business purpose cash out refinance loan on this beautiful contemporary investment estate with a two story SFR and a walnut orchard hobby farm in Yuba City, Sutter County, CA. The purpose of this loan is to consolidate current and in good standing 1st and…

Beverly Grove West Hollywood loan

COMPLETED! HARD MONEY LOAN IN BEVERLY GROVE / WEST HOLLYWOOD: $1,950,000 @12.00%, 1ST TD, ADU CONSTRUCTION, SFR+ADU, 65.00% LTV

Beverly Grove / West Hollywood, Borrowers, Brokers, Investors, Recent Transactions

Loan Purpose Mortgage Vintage successfully funded a $1,950,000 business-purpose first trust deed on a non-owner-occupied Spanish-style single-family residence with a detached accessory dwelling unit (ADU) situated in the Beverly Grove / West Hollywood neighborhood of Los Angeles, California. The Beverly Grove West Hollywood loan was structured as a rate-and-term refinance combined with a funds control…

Alhambra hard money loan

COMPLETED! HARD MONEY LOAN IN ALHAMBRA: $1,105,000 @10.00%, 1ST TD, CASH-OUT REFI, SFR, 65% CLTV

Alhambra, Borrowers, Brokers, Investors, Recent Transactions

Loan Purpose Mortgage Vintage successfully funded a $1,105,000 business-purpose cash-out refinance secured by a first trust deed on a non-owner occupied single-family residence in Alhambra, Los Angeles County, California. The borrower, an experienced real estate investor with a 687 FICO score and approximately $400,000 in verified cash reserves, used the proceeds to retire an existing…