Rancho Cucamonga Ground-Up Construction Success Story

  • $625,000 Construction Loan
  • 55.00% LTV on After Repair Value
  • 9.50% Lender Rate
  • Business Purpose Construction Loan
  • Funds controlled for construction budget, quick disbursement

The Subject:

  • Address: Rancho Cucamonga, CA
  • Type: Single Family Residence
  • Layout: 4 BR/3.5 BA, Three-Story Contemporary SFR
  • Condition: Brand new, custom-built, ultra-modern estate

The Scenario:

  • Purchased lot in Dec. 2019 for $199,000
  • Large 19,765 sq ft lot, underutilized, prime for development
  • Proximity to HWY 66 and I-10, near essential amenities
  • The vision to create a luxurious, smart-tech integrated home

The Solution:

  • Provided a 55% LTV first trust deed construction loan
  • Rapid funding to initiate approved, shovel-ready project
  • Enabled construction of high-end 3,748 sq ft living space
  • Facilitated seamless project execution with controlled funds

The Numbers:

  • Appraised ARV Value: $1.138M
  • Loan Amount: $625,000, reflecting over 100% of the construction budget
  • Projected Sale Price: $3,188,000
  • Innovative design with smart home features, maximizing ROI


Download the Success Story