Mortgage Vintage, Inc. is a direct hard money lender that originates and funds business purpose loans for real estate investors and business owners.  All Mortgage Vintage loans must be secured by California real estate.

Foreign National Loan Program:
This program allows foreign investors to purchase or refinance California real estate quickly with a minimum of documentation.

Lending Guidelines:

  • Loan amounts from $50K – $2.5M+
  • 1st TD LTV up to 60% – 2nd TD CLTV up to 60%
  • Rates starting at 8.99% – 2nd’s from 10.99%
  • Non-Owner Occupied and Owner Occupied
  • Purchase, Cash-out or Rate-and-Term Refinance
  • Broker Price Opinion (BPO) required; Appraisal in some cases
  • 1 to 5-year term with Balloon – Interest Only payments (amortization available)
  • No US Citizenship needed – Passport or Consulate ID required
  • No Proof of Income needed
  • No US FICO needed
  • No Social Security needed – IRS ITIN required

Why Mortgage Vintage, Inc.?

  • Same Day Term Sheets – Professional Service
  • Easy Loan Submission, Quick Turnaround, 3-7 Day Funding
  • Fast, Flexible and Transparent Loan Process
  • Over 30 years Financial Industry Experience
  • Funding Based on Committed Terms
  • Surety of funding through CrowdTrustDeed’s simple and secure online marketplace
  • Se Habla Español


Sandy MacDougall – (949) 632-6145 –