Recent Transactions: Successful Hard Money Loans & Funding

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COMPLETED! HARD MONEY LOAN IN PETALUMA: $360,000 @11.00%, 1ST TD, RATE AND TERM REFINANCE, SFR, 45.57% LTV

Mortgage Vintage successfully funded a $360,000 business-purpose hard money refinance loan secured by an owner-occupied single-family residence in Petaluma, CA. The loan retired a matured first lien that had entered foreclosure and provided the borrower with additional working capital for ongoing business-purpose investment activities. This Petaluma hard money loan closed in first trust deed position…

COMPLETED! HARD MONEY LOAN IN MALIBU: $1,325,000 @13.00%, 1ST TD, CASH-OUT REFINANCE, LAND, 29.94% CLTV

Mortgage Vintage successfully funded a $1,325,000 first trust deed business-purpose cash-out refinance loan secured by 2.03 acres of vacant residentially zoned land situated along Pacific Coast Highway in Malibu, Los Angeles County, California. This Malibu land loan was structured to retire an existing first mortgage in good standing and provide capital to support ongoing business-purpose…

COMPLETED! HARD MONEY LOAN IN LA MESA: $276,000 @12.50%, 2ND TD, ADU CONSTRUCTION, SFR, 65.00% CLTV

Mortgage Vintage successfully funded a $276,000 second trust deed ADU construction loan in La Mesa, California, secured by an owner-occupied single-family residence in San Diego County. This La Mesa ADU loan supported the construction of a fully permitted, two-story accessory dwelling unit at the rear of the subject property, with all loan proceeds held in…

COMPLETED! HARD MONEY LOAN IN PLACERVILLE: $250,000 @11.00%, 1ST TD, CONSTRUCTION/REHAB, SFR, 58.82% CLTV

Mortgage Vintage funded a $250,000 first trust deed construction rehab loan secured by a non-owner occupied single-family residence in Placerville, CA. The business-purpose loan provided a cash-out rehab facility to a repeat borrower with demonstrated fix-and-flip experience, enabling completion of a finishing rehab on a historic single-family home in El Dorado County. This Placerville rehab…

COMPLETED! HARD MONEY LOAN IN NORTH HILLS: $615,000 @13.00%, 2ND TD, BLANKET, MULTI-FAMILY, 60.04% CLTV

Mortgage Vintage successfully funded a $615,000 business-purpose cash-out refinance secured by a blanket 2nd Trust Deed on two contiguous non-owner-occupied multifamily properties totaling 20 units in North Hills, California. This North Hills multifamily loan provided the borrower with proceeds used to satisfy an obligation on a separate investment property and to advance entitlement activities related…

COMPLETED! HARD MONEY LOAN IN CAMARILLO: $322,000 @12.00%, 2ND TD, CASH-OUT REFI, SFR, 60.06% CLTV

Mortgage Vintage successfully funded a $322,000 business-purpose cash-out refinance loan in Camarillo, CA, secured by a second trust deed on an owner-occupied single-family residence in Ventura County. This Camarillo hard money loan provided the borrower with working capital to support the expansion of an existing service business, covering expenses such as office space, a company…

COMPLETED! HARD MONEY LOAN IN APPLE VALLEY: $120,000 @12.00%, 2ND TD, CASH OUT, SFR, 49.44% CLTV

Mortgage Vintage successfully funded a $120,000 business-purpose cash-out second trust deed loan secured by an owner-occupied single-family residence in Apple Valley, California. This Apple Valley hard money loan was structured to provide working capital and support ongoing equity requirements for the borrower’s franchise business operations during an active sale process. The loan closed in second…

COMPLETED! HARD MONEY LOAN IN PERRIS, CA: $800,000 @11.00%, 1ST TD, CASH-OUT REFI, SFR+ADU, 45.71% LTV

Mortgage Vintage successfully funded an $800,000 business-purpose cash-out refinance secured by a first trust deed on a non-owner-occupied ranch-style single-family residence with two detached accessory dwelling units in Perris, CA. This Perris hard money loan closed at a conservative 45.71% LTV against an appraised value of $1,750,000, and the proceeds were deployed to retire an…

COMPLETED! HARD MONEY LOAN: $80,000, 1ST LIEN, ADU CONSTRUCTION, ADU PROPERTY

Mortgage Vintage successfully funded an ADU construction loan in the amount of $80,000, providing capital to support the development of an accessory dwelling unit on a residential property. This ADU construction loan was structured as a first-lien trust deed, reflecting Mortgage Vintage’s commitment to well-secured, asset-backed lending solutions for residential expansion projects. Why This ADU…

COMPLETED! HARD MONEY LOAN IN ROLLING HILLS & PALO CEDRO: $955,000 @12.50%, 2ND TD, BLANKET, SFR, 63.52% CLTV

Mortgage Vintage successfully funded a $955,000 business-purpose cash-out blanket 2nd Trust Deed loan secured by two owner-occupied luxury single-family residential properties — a prestigious estate in Rolling Hills, Los Angeles County, and a sprawling residential estate in Palo Cedro, Shasta County, California. This Rolling Hills blanket loan was structured as a cross-collateralized second lien, providing…

COMPLETED! HARD MONEY LOAN IN CAPISTRANO BEACH: $157,500 @12.00%, 2ND TD, CASH-OUT REFI, SFR, 52.76% CLTV

Mortgage Vintage successfully funded a $157,500 business-purpose cash-out refinance secured by an owner-occupied single-family residence in Capistrano Beach, California. The loan was structured as a second trust deed at 12.00% annual interest with a 36-month term, providing the borrower with capital to support business-purpose investment activities. Investors participated through the CrowdTrustDeed platform, with a minimum…

COMPLETED! HARD MONEY LOAN IN WOODSIDE: $2,950,000 @14.25%, 2ND TD, CASH-OUT REFI, SFR, 55.19% CLTV

Mortgage Vintage funded a $2,950,000 second trust deed business-purpose cash-out refinance secured by a luxury owner-occupied estate in Woodside, California. The borrower, a repeat client and seasoned Silicon Valley technology executive with senior leadership experience at two major enterprise technology companies, used the proceeds to retire an existing $1,800,000 second trust deed business loan that…

COMPLETED! HARD MONEY LOAN IN WHITTIER: $200,000 @9.00%, 1ST TD, INVESTMENT PROPERTY, SFR, 22.73% CLTV

Mortgage Vintage successfully funded a $200,000 business-purpose cash-out refinance secured by a first trust deed on a non-owner-occupied single-family residence in Whittier, CA. The borrower sought this business-purpose cash-out loan to fund a comprehensive set of property improvements including plumbing, roofing, flooring, interior and exterior painting, termite treatment, kitchen and bathroom repairs, window and door…

COMPLETED! HARD MONEY LOAN IN LYNWOOD: $150,000 @12.50%, 2ND TD, CASH-OUT REFI, MULTI-FAMILY, 18.37% CLTV

Mortgage Vintage funded a $150,000 business-purpose cash-out refinance secured by a non-owner-occupied four-unit residential property in Lynwood, California. The borrower leveraged the substantial equity in this fully leased quadruplex to access capital for business-purpose investment activities, with the stated goal of expanding and diversifying a broader real estate portfolio while strengthening overall cash position. This…

COMPLETED! HARD MONEY LOAN IN JOSHUA TREE: $165,000 @10.50%, 1ST TD, CASH-OUT REFI, SFR, 64.71% LTV

Mortgage Vintage funded a $165,000 business-purpose cash-out refinance secured by a single-family residence in Joshua Tree, California. The borrower, a licensed general contractor, used the loan proceeds to retire an existing first deed of trust, satisfy outstanding property taxes and a judgment lien, and generate cash out to support ongoing business-purpose investment activities — specifically…

COMPLETED! HARD MONEY LOAN IN CORONA: $180,000 @12.50%, 1ST TD, BLANKET, LAND, 53.68% CLTV

Mortgage Vintage funded a $180,000 business-purpose cash-out refinance structured as a blanket first trust deed secured by two Southern California properties: a vacant, multifamily-designated land parcel in San Bernardino County and a residential property with an ADU in Corona, CA. The borrowers, who had previously worked successfully with Mortgage Vintage, sought proceeds to advance pre-development…

COMPLETED! HARD MONEY LOAN IN BARSTOW: $374,000 @10.50%, 1ST TD, INVESTMENT PROPERTY, MULTI-FAMILY 7-UNITS, 69.91% CLTV

Mortgage Vintage successfully funded a $374,000 first trust deed purchase loan secured by a 7-unit residential income property in Barstow, California. The borrower, who carried a 733 FICO score, acquired the property under a contract price of $535,000 — a figure that aligned precisely with the appraiser’s concluded as-is market value as of September 2,…

COMPLETED! HARD MONEY LOAN IN SAN DIEGO: $1,980,000 @11.50%, 1ST TD, CONSTRUCTION, MULTI FAMILY, 65.13% CLTV

Mortgage Vintage funded a $1,980,000 first trust deed construction refinance with funds control on an 8-unit multifamily investment property located in the established Logan Heights neighborhood of San Diego, California, just southeast of Downtown San Diego with convenient access to I-5 and I-805. This San Diego multifamily loan retired an existing first trust deed of…

COMPLETED! HARD MONEY LOAN IN IRVINE: $265,000 @12.99%, 1ST TD, INVESTMENT PROPERTY, CONDO, 63.86% CLTV

Mortgage Vintage funded a $265,000 business-purpose cash-out refinance secured by a non-owner-occupied condominium in Irvine, California. The borrower, a 721-FICO investment property owner, sought the loan to bring delinquent property taxes and HOA obligations current while directing remaining proceeds toward business-purpose investment activities. The property was held as a rental investment generating approximately $2,000 per…

COMPLETED! HARD MONEY LOAN IN POWAY: $425,000 @ 12.00%, 2ND TD, CASH-OUT REFI, SFR, 59.66% CLTV

Mortgage Vintage funded a $425,000 business-purpose cash-out refinance secured by an owner-occupied single-family residence in Poway, San Diego County, California. The borrower, a self-employed professional and business owner who had occupied the property for approximately 35 years, sought this Poway hard money loan to address working capital needs for an established professional services practice. Loan…