Mortgage Vintage, Inc. is a direct hard money lender that originates and funds business purpose loans for real estate investors and business owners.  All Mortgage Vintage loans must be secured by California real estate.

Business Purpose Cash-Out Loan Program:
Our popular business purpose cash-out loan program provides for a 1 to 5-year term on cash-out loans for business or investment purposes.

Lending Guidelines:

  • Loan amounts from $50K – $2.5M+
  • 1st TD LTV <=65%, 2nd TD CLTV <=65%
  • Rates starting at 7.75% – 2nd’s from 10.75%
  • Non Owner-Occupied and Owner-Occupied
  • Cash-out or Rate & Term Refinance
  • Broker Price Opinion (BPO) required – Appraisal in some cases
  • 1 to 5-year term with Balloon – Interest Only payments (amortization available)
  • Low FICO – BK – NOD – Foreign National – Self Employed – Ok!

Why Mortgage Vintage, Inc.?

  • Same Day Term Sheets – Professional Service
  • Easy Loan Submission, Quick Turnaround, 3-7 Day Funding
  • Fast, Flexible and Transparent Loan Process
  • Over 30 years Financial Industry Experience
  • Funding Based on Committed Terms
  • Surety of funding through CrowdTrustDeed’s simple and secure online marketplace


Sandy MacDougall

(949) 632-6145

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