Refinance of a newly built multifamily investment property in Santa Ana, CA 9.50% Annualized Lender Rate Loan structured with Net LTV of 63.08% Fully leased property generating $13,700/month in rental income Experienced borrower with 772 FICO and repeat MVI loan history Refinance of stabilized new construction investment property in Orange County This Santa Ana property…
A seasoned spanish-speaking real estate couple sought a business-purpose 1st Trust Deed loan to add to their growing rental portfolio. Mortgage Vintage Loan at 65.00% LTV on Purchase Price Value of $895,000 7.00% Annualized Lender Rate 6 Months Guaranteed Interest Loan structured at 59.67% LTV on BPO Value of $975,000 Over $330,000 down payment from…
Contractor/Borrower needed loan term flexibility to decide on his exit strategy. MVI came through with an extra year. $382,000 1st Trust Deed 55% LTV on After Repair Value 8.50% Lender Rate 24-month Loan Term 6 month’s Guaranteed Interest Funds Control This Escondido property was about to hit the market when the borrower and family member…
Contractor/Borrower needed a fast Fix & Flip loan to secure a golden real estate opportunity: $656,250 1st Trust Deed 82% LTV on Purchase Price 66% LTV on ARV Value 9.50% Lender Rate $100k Construction Budget All Cash Offer for $1.305M Borrower Profit: $381,000 This Orinda property was in bad shape but also possessed a great…
Mortgage Vintage, Inc. (MVI) is a direct hard money lender that originates and funds business purpose loans for real estate investors and business owners. Many of our loans are of the Fix & Flip variety where an investor purchases a property in relatively poor condition, and, with our funds in hand from our “80/80 Fix & Flip…
A Los Angeles real estate investor sought a business-purpose 2nd TD cash-out for a duplex rental investment. Mortgage Vintage Loan at 62% CLTV of After Completion Appraised Value Funded loan in less than a week 10% Lender Rate 24 Month Loan Term 100% of the $433,000 placed in Funds Control Originally a modest duplex, this…
Borrower needed a construction loan to add two fully permitted ADUs and complete a duplex renovation in Los Angeles. $460,000 business purpose 2nd TD $430,000 held in Funds Control 62.13% CLTV on appraised value 12.50% lender rate 24 months loan term 6 months guaranteed interest This Los Angeles duplex sat in a prime area just…
Everyone comes out a winner when local flipper/contractor takes advantage of new ADU zoning laws: $269,500 1st Trust Deed 70% LTV on $385k Purchase Price 9.50% Lender Rate 12-month – Fix & Flip Loan $139k Borrower Profit MVI funds in 6 business days This dilapidated Santa Ana residence was in bad condition and reflecting poorly…
Repeat Borrower with excellent fix and flip history needed a loan to fund the purchase and construction costs for a diamond in the rough in Santa Ana. Mortgage Vintage Loan at 70% LTV of Purchase Price Funded loan in less than a week 9.5% Lender Rate 12 Months Loan Term MVI Fix and Flip Investor…
Investor with a 792-credit score develops a high-end, smart-tech home in Rancho Cucamonga, CA. Structured at 55% LTV on $1.138M ARV. 9.50% annualized lender yield. 9 months interest guaranteed, 3 months prepaid. Post-construction, the property is listed at $3,188,000. A savvy real estate investor/builder, boasting an impressive 792 credit score, embarked on a visionary project…
This property’s transformation shows our commitment and our investors’ vision, demonstrating strategic property development. Mortgage Vintage Loan at 60.62% CLTV of after Completion Appraised Value Funded loan in less than a week 9.5 Lender Rate 24 Month Loan Term 100% of the $400,000 loan placed in Funds Control This property began as a duplex rental…
Swiss architect on a California road trip falls in love with the desert & turns a dream & vision into an Airbnb.com reality $300,000 1st Trust Deed 46% LTV on Appraised Value 11.5% Lender Rate 18-month, IO Loan 6 month’s Prepaid Interest Foreign National borrower This remote Pipes Canyon home was all but forgotten, in…
This is what happens when a Broker’s Vision and an Owners’ Willingness come together… LTV on BPO 62.62% 11% Lender Rate 2-Year Interest Only Loan Previous Debt Paid In Full $130k Borrower Profit This San Diego property was inherited by a 15-year employee of the City of San Diego in poor condition, had both a…
Loan Summary: Real estate investor sought a business purpose 1st TD on this non-owner occupied, fully renovated single-family ranch-style residence located in the desirable El Dorado neighborhood of Long Beach, California. The purpose of this loan is to pay off a $773,000 1st TD. The borrower purchased the property as an investment fix-and-flip project and has invested…
Loan Summary Real estate investor and business owner borrower sought a 1st TD business purpose cash out refinance loan on this beautiful contemporary investment estate with a two story SFR and a walnut orchard hobby farm in Yuba City, Sutter County, CA. The purpose of this loan is to consolidate current and in good standing 1st and…
Loan Summary Borrower and real estate investor sought a 2nd TD business-purpose cash-out loan secured by a recently updated, Colonial-style, owner-occupied single-family residence located in a prime Pasadena neighborhood in Los Angeles County, CA. The subject property is a large estate home in a high-demand luxury submarket. Loan proceeds will be used as working capital…
Loan Summary Borrower is a seasoned construction professional with over 20 years of experience as a construction project manager, with a track record of successfully managing residential ground-up builds. Borrower owned this subject property “free and clear” for many years located in the Glassell Park area of Northeast Los Angeles, a transitioning neighborhood with a…
Loan Purpose The borrower sought a $455,000 business-purpose acquisition 1st TD loan to purchase a Non-Owner-Occupied single-family residence in Los Angeles. The borrower is a successful real estate investor and owner. The new owners signed the Purchase Agreement for $520,000 in February 2026 and released their $15,000 earnest money deposit to the Property Owner. The…
Loan Purpose The borrower sought a business-purpose cash-out loan secured by a non-owner occupied single-family residence. Proceeds from the new second trust deed is intended to support the development of an Accessory Dwelling Unit (ADU) on the property. Based on the valuation commentary, the property’s lot configuration and surrounding rental demand—particularly from nearby Chapman University—support…
Loan Summary Borrowers and real estate developers sought a 2nd TD business purpose cash out on this owner occupied high-end, contemporary SFR + ADU with city, canyon and hillside views located in the desirable “Mission Hills” neighborhood of San Diego, CA. Loan proceeds will be used to support interim cash flow needs for an 80-unit mixed-use…
Loan Summary Borrower sought a 2nd TD business purpose cash out refinance on this owner occupied condo in the “Faubourg St. Denis” luxury boutique 22-unit condo complex in the highly desirable Hancock Park / Mid-Wilshire / Beverly Hills area of Los Angeles. The loan proceeds will be used to pay off an existing and in good…
Loan Purpose Refinance and consolidate existing debt secured by 1820 W. Martin Luther King Jr. Blvd. Business-purpose cash-out loan structured as non-owner occupied Loan proceeds primarily used to pay off existing first and second liens Limited net cash to borrower after payoff, fees, and prepaid interest Structured as a short-term bridge rather than a construction…
The borrower is a seasoned technology executive who previously served as Senior Vice President and held senior leadership roles at Dell. The loan request is a 2nd TD business purpose loan on a owner-occupied SFR estate property located in Woodside, California, one of the most prestigious and supply-constrained residential markets in Silicon Valley. The property has…
Loan Purpose Business owner sought a $250,000 business purpose 1st Trust Deed cash out loan on this “free and clear” – no debt – non owner occupied rental SFR property in Brea, Orange County. The borrower will be using the loan proceeds to reinvest into their food truck business. Property Description The subject property is a…
Business owner sought a 1st Trust Deed business-purpose cash-out loan on a free-and-clear, non-owner-occupied newly constructed barn-style residence estate designed for weddings and entertainment events in the wine country of Santa Rosa, Sonoma County, CA. The property currently has no existing debt. Loan proceeds will be used to buy out the borrower’s partner from the…
Loan Purpose Repeat Mortgage Vintage borrower and experienced business owner, sought a business-purpose, non-owner-occupied Blanket 1st/2nd Trust Deed blanket loan to acquire a 17-unit fully occupied multi-family property located on Vermont Avenue in Los Angeles, while cross-collateralizing an existing 5-unit multi-family property on 40th Place in Los Angeles. Loan proceeds will be used to purchase…
Loan Summary Borrower sought a 1st TD rate-and-term business purpose refinance on a non-owner occupied SFR investment property in the highly desirable Mesa Verde tract of Costa Mesa, Orange County, CA. Loan proceeds will pay off existing 1st mortgage lien currently in default and has a notice of default filed. The borrower, a registered nurse…
Loan Purpose Repeat successful Mortgage Vintage borrower and real estate investor sought a 2nd TD business purpose loan on this owner occupied SFR gated community with a private golf course and clubhouse on the golf course in Indian Wells, Riverside County, CA. The loan proceeds will be used for cosmetic upgrades on a recent investment SFR…
Loan Summary The borrower sought a $260,000 business-purpose 2nd Trust Deed secured by an owner-occupied townhome located in the highly desirable Covington community of Yorba Linda, Orange County, CA. Loan proceeds will be used for expansion capital for the borrower’s educational consulting business. The borrower’s 1st Trust Deed is in the amount of $336,000 with…
Loan Purpose Very experienced developer/borrower obtained a business-purpose construction 2nd Lien Position bridge loan secured by a Malibu single-family residence. Loan proceeds are intended to fund the remaining $450,000 construction and related carrying costs associated with completing a high-end residential new home development. All $450k construction funds will be held in a licensed Funds Control…