I Love These Emails!

We treat our Lender’s with respect and work hard to ensure their satisfaction.  These clients entrust us with their investments and we listen, learn and apply best practices to ensure a profitable and pleasant smart passive income experience.   Here are a few recent comments from our Lenders: “We decided that we wanted to diversify and…

Blanket Loan Funded – Taft

Taft, CA Download Full Summary Property / Loan Information Property Type SFR Lien Position 1st TD Loan Amount $87,800 Purchase Price $140,000 Occup Non-Owner Occ. Interest Rate 12.00% LTV on Purch. Price 62.71% Loan Type Fix and Rent Amortization 30 Year amort/due in 2 years Guaranteed Interest 6 months Loan Scenario: Husband and Wife Real Estate…

Cash-Out-Loan-Funded-Placentia

Placentia, CA Download Full Summary Property / Loan Information Property Type SFR Lien Position 1st TD Loan Amount $480,000 Estimated Value $780,000 Occup Owner Occ. Interest Rate 10.25% LTV on Est. Value 61.54% Loan Type Business Purpose Cash-Out Amortization 40 Year amort/due in 3 years Guaranteed Interest 6 months Loan Scenario: 682 Mid FICO Real Estate…

What Have You Learned?

What can you learn from a default and subsequent REO?   I am more bullish on Trust Deed Investing than ever!  I just experienced how equity protection, capital preservation and oversized risk adjusted returns are all very real and alive in the world of Trust Deed Investments. After almost 3 years, one of Mortgage Vintage,…

$541,500 1st Trust Deed at 9.50% – Azusa, CA

Azusa, CA – Funding Now Download Full Summary – Azusa, CA Property / Loan Information Property Type SFR Lien Position 1st Trust Deed Trust Deed Amount $541,500 Purchase Price $722,000 Amortization and Term 40 Year amort/due in 12 mos. LTV on Purch. Price 75.00% Loan Type Business Purpose Cash-Out Occupancy Non-Owner Occupied Rate for Investor 9.50%…

$87,800 1st Trust Deed at 10.00% – Taft, CA

Taft, CA – Funded 6/24/14 Download Full Summary – Taft, CA Property / Loan Information Property Type SFR & Duplex Lien Position 1st Trust Deed Trust Deed Amount $87,800 Purchase Price $140,000 Amortization and Term 30 Year amort/due in 2 years LTV on Purch. Price 62.71% Loan Type Fix and Rent Occupancy Non-Owner Occupied Rate for Investor…

$250,000 1st Trust Deed at 8.00% – Orange, CA

Orange, CA – Funding Now Download Full Summary – Orange, CA Property / Loan Information Property Type SFR Lien Position 1st Trust Deed Trust Deed Amount $250,000 Appraised Value $830,000 Amortization and Term 30 Year amort/due in 5 years LTV on Appraised Value 30.12% Loan Type Debt Consolidation Cash-Out Consumer Loan Occupancy Owner Occupied Rate for…

Fix and Flip Loan Funded – La Canada/Flintridge

La Canada Flintridge, CA Download Full Summary Property / Loan Information Property Type SFR Lien Position 1st TD Loan Amount $770,000 Purchase Price $1,100,000 Occup Non-Owner Occ. Interest Rate 9.99% LTV on Purch. Price 70.00% Loan Type Fix and Flip Amortization 40 Year amort/due in 12 mos. Guaranteed Interest 3 months Loan Scenario: 708 Mid FICO…

Cash-Out Loan Funded – Rancho Cucamonga

Rancho Cucamonga, CA Download Full Summary Property / Loan Information Property Type Condo Lien Position 1st TD Loan Amount $55,000 Est. Valuation $102,000 Occup Non-Owner Occ. Interest Rate 11.75% LTV on Est. Value 53.92% Loan Type Business Purpose Cash-Out Amortization 30 Year amort/due in 12 months Guaranteed Interest 6 months Loan Scenario: Real Estate Investor/Rehabber and…

$105,000 1st Trust Deed at 8.75% – Victorville, CA

Victorville, CA – Funded 6/10/14 Download Full Summary – Victorville, CA Property / Loan Information Property Type SFR Lien Position 1st Trust Deed Trust Deed Amount $105,000 Current Valuation $187,000 Amortization and Term 40 Year amort/due in 3 years LTV on Current Value 56.15% Loan Type Business Purpose Cash-Out Occupancy Non-Owner Occupied Rate for Investor 8.75% Loan Maturity…

8 Ways to Stay Current

My wife and I spring cleaned our house over the weekend and felt refreshed and invigorated.  Out with the old to make room for the new.  I cleaned my closets, storage areas, hard drives and double checked my wallet to eliminate any Credit Cards I don’t use.   I embraced Monday with a new fervor to…

Rental Purchase Loan Funded – San Bernardino

San Bernardino, CA Download Full Summary Property / Loan Information Property Type SFR Lien Position 1st TD Loan Amount $86,250 Purchase Price $115,000 Occup Non-Owner Occ. Interest Rate 11.25% LTV on Purch. Price 75.00% Loan Type Rental Purchase Amortization 40 Year amort/due in 3 years Guaranteed Interest 6 months Loan Scenario: Real Estate Investor looking to…