Closed! Hard Money Commercial Purchase in Fullerton: $1,570,000 @ 10.00%, 1st TD, 52.33% LTV

Very successful business owner and real estate investor is seeking a 1st Trust Deed to purchase this owner-occupied, industrial building in Fullerton, Orange County, CA. Mortgage Vintage facilitated the Seller’s purchase loan on this property 3 years ago. This loan will be replacing Mortgage Vintage’s existing and in good standing 1st Trust Deed with this new…

Done Deal! Hard Money ADU Construction Loan in Los Angeles: $435,000 @ 12.25%, Duplex, 64.20% CLTV

Borrower is an Attorney and Partner at AALRR law firm in Pasadena, CA Borrower earns estimated $289K annual income from law practice. Borrower also had approx. $489K liquid assets which include $354K in retirement accounts. Borrower projects $34,800 monthly rental income from this sought after “Mid-Wilshire” location Four-Plex investment property when Two ADUs expansion completed.…

Closed! Hard Money Loan in Dana Point: $200,000 @ 11.00%, 2nd TD, Cash-Out, SFR, 45.63% CLTV

Successful repeat Mortgage Vintage borrowers sought a $200k business purpose 2nd Trust Deed loan on this non-owner-occupied investment rental SFR in Dana Point, Orange County, CA. The use of funds from our new loan will be applied towards minor upgrades to subject property as well as other investment properties borrowers own. Borrowers’ existing and in…

Closed! Hard Money Purchase in Adelanto: $456,000 @ 14.50%, 1st TD, Land, 15.00% LTV

Successful, repeat Mortgage Vintage borrower and business owner, operator and real estate owner of “Stay Elevated LA” cannabis brand and existing cultivation center in Van Nuys, Los Angeles sought a 1st Trust Deed business purpose cash out loan on this entitled land in Adelanto, San Bernardino County, CA. Borrower’s “skin in the game” to date on…

Recently Funded Hard Money Commercial Purchase in Fullerton: $1,946,700 @ 10.50%, 1st TD, 64.93% LTV

Very successful real estate investor and business owner of 45 years sougth a 1st Trust Deed to purchase this owner-occupied, industrial building in Fullerton, Orange County, CA. In addition to our loan, borrower is bringing in $1,290,000 “skin in the game” cash to close towards purchase. Investor Equity Protection on this new loan is $1,051,250. The…

Done Deal! Hard Money Loan in Dana Point: $3,000,000 @ 10.25%, 2nd TD, SFR, Cash-Out, 31.58% CLTV

Successful Mortgage Vintage borrower, long time successful business owners (Burger Busters, Inc.), burgerbusters.com, with a 740 credit score is seeking a cash-out business purpose 2nd TD on this owner occupied ocean front property located in the ocean side community of Monarch Bay in Dana Point. The funds will be used to invest into the Borrower’s BurgerBusters…

Closed! Hard Money Land Loan in Apple Valley: $596,000 @ 13.50%, 1st TD, Cash-Out, 80.00% LTV

3x Successful Mortgage Vintage borrowers and 30+ years experienced residential developers sought a 1st TD loan to finish development on this “pre-sold”, SFR property in Apple Valley, San Bernardino County, CA. Borrowers own “Evergreen Homes, LLC” Evergreen Homes (evergreenhomesca.com). Borrowers have already built and sold 55+ SFRs similar to this subject property in this same…

2022 Metrics that Matter

Inflation, interest rates, and commodity prices came roaring back in 2022 and caused market turmoil in many asset classes.  Inflation peaked mid-year in the US at circa 9%, housing and food prices rose strongly, and many Wall St. instruments dropped precipitously.  Despite volatility in these capital markets, Trust Deed Portfolios continued to generate consistent results,…

Done Deal! Hard Money Blanket Loan in Indio: $331,500 @ 10.50%, 1st TD, Cash-Out, LTV 65.00%

Successful, existing Mortgage Vintage Inc. borrower and experienced real estate investor sought a blanket 1st TD business purpose cash out loan on these two non-owner occupied condo rental properties in Indio, Riverside County, CA. The funds from this loan will be used to refinance both investment properties in order to get funds to make minor…

Closed! Hard Money Loan in Irvine: $620,000 @ 10.25%, 2nd TD, Condo, Cash-Out, CLTV 65.23%

Real estate investor sought a cash-out 2nd TD of this non-owner occupied Condo in Orange County.  Proceeds from this loan will be used to payoff two business purpose loans and invest back into the property. Our subject property is a beautiful two-story condominium located in Irvine in the Woodbridge neighborhood of Irvine.  The property is…

Recently Funded Hard Money Purchase in Needles: $48,300 @ 11.00%, 1st TD, SFR, 70.00% LTV

Successful, existing, and repeat Mortgage Vintage borrower who is a very experienced “fix & flip” real estate investor is seeking a small 1st TD Purchase Loan on this non-owner occupied, SFR investment property in Needles, San Bernardino County, CA. Borrower is bringing in $32K “skin in the game” cash to close towards this small $69K SFR…

Recently Funded Hard Money Loan in Santa Paula: $550,000 @ 9.50%, 1st TD, Cash-Out, 22.00% LTV

Successful real estate investors and business owners sought a business purpose cash-out 1st TD on this free and clear, owner-occupied property to finish rehab on a restaurant they are opening in Summer 2023. The borrowers currently own several investment properties and also own and operate Calabasas Pet Wash. Their next business venture will be called…

Done Deal! Hard Money Loan in Lucerne Valley: $2,200,000 @ 15.00%

Successful real estate investor and business owner sought a 1st Trust Deed refinance with Funds Control on these two tentatively entitled residential parcels totaling 244.67 acres known as “Wilshire Road”. These two parcels are portions of the Phase 1 residential development of the much larger 1,375 acres approved “Rancho Lucerne Master Plan” development in Lucerne Valley,…

Recently Funded Hard Money Loan in Mission Viejo: $113,000 @ 9.50%

Business owner sought a cash-out 2nd TD of this owner occupied SFR in Orange County.  Proceeds from this loan will be invested back into the borrower’s financial advisory business (https://www.thurmondfinancial.com/). Our subject property is a beautiful two-story SFR located in a gate community in Mission Viejo and sits on a 6,000 sqft lot.  The subject was…

Closed! Hard Money Loan in Oceanside: $115,000 @ 9.50%, 2nd TD, Cash-Out, SFR, 41.52% CLTV

Successful business owners sought a $115,000 Trust Deed cash-out on this beautiful owner occupied SFR in Oceanside, San Diego County, CA. The loan proceeds will be put towards the borrower’s business, JavaTech Pros, which has seen a large increase in growth and demand. They plan purchase larger shop space, hire more employees, and purchase more…

Recent Transaction in Winchester: $123,750 @ 11.00%, 2nd TD, Cash-Out, SFR, 65.00% CLTV

Successful business owner sought a $123,750 2nd Trust Deed cash-out on this beautiful owner-occupied SFR in Winchester, Riverside County, CA. The loan proceeds will be put towards the borrower’s business, Kim’s Cleaning Services, LLC., which has seen much expansion over the past year. She plans to purchase more equipment and do more marketing to maximize revenue.…

Done Deal! Hard Money Commercial Loan in La Habra: $810,000 @ 12.00%, 2nd TD, Cash-Out, 58.40% CLTV

Real estate investor and successful business owner sought a $810K 2nd Trust Deed loan on this non-owner-occupied, multi-tenant commercial-office building in La Habra, Orange County, CA. In addition to this subject property, borrower owns the lucrative “Imperial Spa” in Fullerton, CA with a branch in Las Vegas, NV. The Imperial Spa – Spa in Orange County I…

Closed! Hard Money Loan in Sacramento: $80,000 @ 11.75%, 2nd TD, Cash-Out, SFR, 52.20% LTV

Successful business consultant sought a small $80,000 2nd Trust Deed cash-out on this beautiful owner occupied SFR in Sacramento, CA. The loan proceeds will be put towards the borrower’s consulting business, which has an increase in customer base. She plans to hire help as well as purchase more marketing materials to maximize revenue. The borrower’s $242,000…

Recently Funded Hard Money Loan in Manhattan Beach: $295,000 @10%

Successful and current Mortgage Vintage borrowers and  business owners sought a business purpose cash-out 2nd TD on this beautiful Manhattan Beach SFR.  Funds from our new Mortgage Vintage loan will be used to refinance the maturing 2nd mortgage held by Mortgage Vintage and to invest back into borrower’s video production company (Wholly Cow Productions). The…