This program provides financing for Accessory Dwelling Unit Construction on owner-occupied properties.

Lending Criteria & Scenarios:

  • Consumer Ground-up Construction Loan
  • We will lend up to 65% of ARV or 75% of Loan-to-Cost, whichever is less
  • Single Family or Multi-Family Residences
  • Loan amounts from $100k – $2.5M+
  • Loan term 1-year or less with Balloon – Interest Only payments
  • Rates from 9.99% – 2nd’s from 11.75%
  • Funds Control required
  • 3-Day Right to Cancel does not apply; HUD Counseling is not required
  • Must comply with city and county ADU zoning and ordinances

Why Mortgage Vintage?

  • Same Day Term Sheets – Professional Service
  • Easy Loan Submission, Quick Turnaround, 3-7 Day Funding
  • Fast, Flexible and Transparent Loan Process
  • Over 30 years Financial Industry Experience
  • Funding Based on Committed Terms
  • Surety of funding through CrowdTrustDeed’s simple and secure online marketplace
  • Se Habla Español