Oct72025

Brief Overview

A Private School in the Coachella Valley, sought a 2nd TD $2.5 million bridge loan to support their operations and a significant increase in spending on advertising, marketing and community outreach. In 2027, the school will be celebrating its 75th Anniversary as the oldest school in the Coachella Valley. It is located in Rancho Mirage, just a few minutes from Disney’s master planned “Cotino” residential community spanning 618 acres with 2,000 residential units planned. In addition to its tuition fees, the school receives donations from high profile alumni and grants, and the new Cotino community will continue to fuel student enrollment.

Property Description

The Private School occupies 34 acres across two parcels with significant expansion potential in Rancho Mirage with mountain views. The campus features separate campuses and buildings for each of its four divisions – Preschool, Elementary, Middle School and High School, along with a full-size gymnasium, several separate recesses and athletic fields, a black box theater and a smart lab. The total usable SF is 89,327 SF, consisting of:

Extensive Improvements: 15 buildings, including classrooms, gymnasium, administration building, maintenance facilities, and specialty spaces

Amenities: Athletic and recess fields, shade canopies, water well/pump

Stable Occupancy: Owner-occupied by School, a private PK–12 institution with estimated 241 enrolled students and growing

Well Located: between 111 HWY and 10 FWY, near many residential communities, including Disney’s new “Cotino” community, golf courses, shopping plazas

What we like about this Trust Deed opportunity:

  • Premier Location: Rancho Mirage – desirable desert community
  • Low CLTV 31.63% / Net CLTV 30.17%
  • Protective Investor Net Equity $17,318,286
  • 13.25% Lender Rate
  • 12 months Prepaid Interest
  • 6 months Guaranteed Interest
  • Established School – celebrating 75th anniversary in 2027
  • Low Fixed Rate, good standing 1st TD

$2,500,000 1st TD @ 13.00%, Mixed Use, CO, 31.63 LTV, 24 mo., NOO, $78,125 Min., Rancho Mirage, CA