Owner Occupied Construction Loans:

This loan program provides funds to finish construction on a single family, multi-family or commercial property.

Lending Criteria & Scenarios:

  • We will lend up to 65% of ARV or 85% of the Loan-to-Cost of construction, whichever is less
  • Single Family or Multi-Family Residences
  • Great loan if a current conventional loan is maturing
  • Loan amounts from $100k – $2.5M+
  • Loan term 1-year or less with Balloon – Interest Only payments
  • Rates from 9.99% – 2nd’s from 11.75%
  • Funds Control required
  • 3-Day Right to Cancel does not apply
  • HUD Counseling is not required

Why Mortgage Vintage?

  • Same Day Term Sheets – Professional Service
  • Easy Loan Submission, Quick Turnaround, 3-7 Day Funding
  • Fast, Flexible and Transparent Loan Process
  • Over 30 years Financial Industry Experience
  • Funding Based on Committed Terms
  • Surety of funding through CrowdTrustDeed’s simple and secure online marketplace
  • Se Habla Español


Sandy MacDougal – 949-632-6145 – sandy@mortgagevintage.com